How to Start Investing with Rakuten Trade (Plus Get Exclusive Perks with My Promo Code!)

 

🧭 Introduction: Investing Has Never Been This Easy in Malaysia

If you've been sitting on the sidelines, watching others grow their wealth through stocks and ETFs, there’s good news—you don’t need to feel left out anymore.

Investing has become incredibly accessible in Malaysia, especially with online brokerages like Rakuten Trade. Whether you're looking to dip your toes into Bursa Malaysia stocks, or venture into the US stock market, Rakuten Trade makes it beginner-friendly, affordable, and fuss-free.

In this post, I’ll walk you through:

• What Rakuten Trade offers

• How to get started

• The unique perks and rewards you’ll get (especially with my referral code)

• A few tips for first-time investors

🎯 Why Rakuten Trade Is a Game-Changer for Malaysians

Rakuten Trade is Malaysia’s first fully digital equity broker, backed by Kenanga Investment Bank and Japan’s Rakuten Securities.

It was designed to make investing accessible to everyone—without all the complicated paperwork or high fees traditionally associated with brokerages.

✅ Key Features:

• Low Brokerage Fees:
  Bursa trades as low as RM7 per transaction.

• US Market Access:
  Invest in US stocks and ETFs with just RM1 brokerage fee (promo for 3 months—more below).

• Fully Online Account Opening:
  No branch visits, no printing documents. Everything is digital via their app or website.

• RT Points Reward Program:
  Every trade earns you points that you can redeem for fee rebates or vouchers.

• Fractional US Share Trading:
  Own pieces of big-name US stocks like Apple or Tesla with minimal capital.

🪪 Step-by-Step Guide to Open an Account with Rakuten Trade

Here’s how easy it is to get started:

Step 1: Register Online

Go to Rakuten Trade's website.

Click Open an Account and fill in the form with your details:

• Name, NRIC, Address

• Employment Status & Income

• Select Account Type (Bursa or Dual Market)

Step 2: Upload Documents

You’ll need:

• Copy of NRIC (front & back)

• Proof of address (utility bill, EPF statement, etc.)

• Income proof (for US trading access)

Everything can be uploaded directly.

Step 3: Activate and Fund Account

Once approved, you’ll receive your account number via email/SMS.

Fund your account via FPX (instant transfer).

🌏 Dual Market Feature: Bursa + US Stocks in One App

This is one of Rakuten Trade’s biggest selling points—you can trade both Malaysian and US stocks in ONE platform.

✅ Bursa Malaysia:

• Trade over 1,000 local stocks

• Brokerage as low as RM7

• No hidden fees or platform charges

✅ US Stocks & ETFs:

• Fractional shares available

• Instant FX conversion via Rakuten Trade Wallet

• Low commission rate (even lower during promo periods!)

💎 Your First Time Investment Perks (When You Use My Referral Code)

Now here’s the fun part—you’re rewarded just by signing up!

When you register using my Rakuten Trade referral code, you’ll get:

• 🎁 1,000 RT Points upon account activation

• 🎁 FREE Brokerage Fee on your first Bursa trade

• 🎁 RM1 Brokerage Fee on ALL US trades for 3 months!

That means:

• You can try trading local stocks with zero risk on fees for your first trade.

• You can invest in US stocks with just RM1 per trade for a full 3 months.

• You’ll also start accumulating RT Points from day one, which can later be redeemed for brokerage rebates or vouchers.

Here’s my referral link:
👉 Sign up here and unlock your perks!

🧠 Tips for First-Time Investors Using Rakuten Trade

To make the most of your new account, here are some friendly tips:

1. Start Small:
   Begin with a small amount—Bursa stocks like REITs, banks, or ETFs are good starting points.

2. Try US Fractional Shares:
   You don’t need RM5,000 to buy Amazon or Tesla. Start with fractional shares for as low as USD10.

3. Use RT Points Wisely:
   Redeem points for brokerage rebates—it’s better than vouchers if you plan to trade more.

4. Understand Currency Risks:
   US stocks require USD. Rakuten Trade automatically converts MYR via their FX wallet—but keep an eye on forex fluctuations.

5. Set a Long-Term Plan:
   Don’t just trade for fun—focus on long-term investing goals.

✍️ Common Questions (And Honest Answers)

Q: Is Rakuten Trade safe?
Yes, it’s licensed by Securities Commission Malaysia and backed by Kenanga Investment Bank.

Q: Can I trade other markets besides US and Malaysia?
Currently, Rakuten Trade supports only Malaysia & US markets—but they keep expanding.

Q: What happens after the 3-month US promo?
You’ll revert to their standard US trading fees—but you can still trade fractional shares at affordable rates.

🎁 Final Thoughts: Take Your First Step Toward Investing Freedom

Many Malaysians still think investing is “only for rich people.” That’s no longer true.

With platforms like Rakuten Trade, you can start investing with as little as RM100, without leaving your home, and with minimal fees.

✅ Bursa + US market access
✅ Simple, fast account opening
✅ Fractional shares available
✅ Reward points and referral perks

If you’ve been waiting for a reason to get started, this is it.

👉 Sign up via my referral link below and enjoy your perks:

🔗 Click here to start and claim your Rakuten rewards!

Your future self will thank you for starting today.