📰 Introduction: Is Crypto Back for Real?
It feels like déjà vu. Bitcoin is back on headlines. Ethereum’s picking up steam. Altcoins are buzzing on Reddit again.
For many of us, the question isn't “what is crypto?” anymore. It's “is now a good time to get back in?”
Well, numbers don't lie. As of July 2025:
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Bitcoin has surpassed USD 100,000, hitting a new all-time high.
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Major institutions like BlackRock and Fidelity are expanding their crypto offerings.
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Regulatory frameworks in regions like the US and EU are maturing—boosting investor confidence.
Crypto is no longer just a speculative gamble. It’s becoming a serious alternative asset class, and Malaysians are taking notice.
🔍 Why the Crypto Market Is Surging Again
So what’s fueling this new wave?
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Spot Bitcoin ETFs Approved in the US
The SEC’s green light for ETFs has opened the floodgates for institutional investment. With funds flowing in, retail investors are riding the momentum. -
Global Inflation & Devaluation Concerns
Investors are looking for assets that hedge against fiat currency risks. Crypto, especially Bitcoin, is increasingly seen as “digital gold.” -
Broader Acceptance
PayPal, Visa, and even some Malaysian platforms now accept or integrate crypto options. The ecosystem is maturing. -
Halving Effect
Bitcoin’s halving in April 2024 reduced supply issuance, and historically, this triggers a price rally 12–18 months after.
💡 What Malaysians Should Know Before Buying
If you’re just starting—or coming back—don’t just dive in based on FOMO. Here are key things to consider:
1. Start Small & Steady
Don’t throw your entire savings in. Crypto is still volatile. A simple rule?
Only invest what you’re willing to leave untouched for 3–5 years.
2. Understand the Coins
Don’t just follow TikTok trends. Learn the use case of each coin:
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Bitcoin: Store of value
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Ethereum: Smart contracts and DeFi
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Solana/Polkadot: High-speed networks
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Stablecoins (USDT/USDC): Good for parking crypto in stable value
3. Stick to Regulated Platforms
Avoid dodgy exchanges or “Whatsapp crypto groups.” Stick with licensed exchanges like Luno, which is approved by Securities Commission Malaysia.
4. Keep Emotions in Check
Crypto markets can swing wildly. Price drops of 20–30% are normal in crypto—even during bull runs. Always zoom out and stay long-term.
📊 Sample Scenario: If You Had Invested RM250 in Bitcoin…
Let’s say you used Luno to buy RM250 of Bitcoin in late 2022, when BTC was around USD 16,000. That would’ve been roughly 0.003 BTC.
Fast forward to mid-2025:
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BTC is now at USD 100,000+
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Your RM250 investment? Worth nearly RM1,560+
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That’s a 520% return
Of course, past returns are no guarantee for the future. But it shows the potential of long-term investing—even with small amounts.
🧠 Where to Buy? Why I Recommend Luno for Malaysians
If you're looking for a safe, beginner-friendly platform, Luno ticks all the boxes:
✅ Luno Features Malaysians Love:
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Licensed by Securities Commission Malaysia
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Supports FPX bank transfers
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Clean, simple mobile app
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Supports BTC, ETH, LTC, XRP, ADA, and more
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Educational content built-in
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Option to schedule recurring buys (Dollar Cost Averaging)
You don’t need RM10,000 to start. Even RM50–RM100 per month adds up.
🎁 Sign Up Bonus: Get RM75 Free with My Luno Promo Code
Yes, you read that right.
If you're new to Luno, use my referral code and you’ll get RM75 in Bitcoin once you buy RM250 worth of crypto.
Here’s how:
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Sign up for a free account at Luno.com or download the app
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Enter my referral code during sign-up:
👉 📌 4FARC8 -
Deposit and buy RM250 worth of Bitcoin
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Get RM75 in BTC, automatically added to your wallet
💬 That’s like getting a 30% boost on your first investment—instantly.
🚨 Risks to Watch Out For
Let’s be honest—crypto isn’t a magic money machine.
🔺 Price volatility: 20–50% swings can happen in a month
🔺 Scams: Never trust strangers offering guaranteed returns
🔺 Security: Enable 2FA, and don’t share your passwords
🔺 Emotions: Fear and greed ruin portfolios—stick to your plan
If you treat crypto like a get-rich-quick scheme, you’ll likely get poor quickly. But if you see it as a long-term technology investment, you’ll be better prepared for the journey.
🧠 Final Thoughts: Don’t Miss the Crypto Train, But Ride It Wisely
Cryptocurrency is clearly here to stay. The real question isn’t “should I invest?”—but “how should I invest wisely?”
With platforms like Luno, you can begin with small steps and build up over time—no trading experience needed. Think long-term, automate your buys, and diversify where possible.
🚀 Ready to get started?
🎁 Use my Luno referral code and get RM75 in BTC when you buy your first RM250 worth of crypto.
👉 Sign up now at Luno.com
🔑 Referral Code: 4FARC8
Here’s to smart investing in the digital age!