Bitcoin in 2025: What Malaysian Investors Need to Know

Bitcoin has once again captured global attention, with prices surging and institutional interest at an all-time high. For Malaysian investors, this raises an important question—should you consider Bitcoin as part of your investment portfolio? In this post, we’ll break down the latest developments, risks, and opportunities for investing in Bitcoin, tailored specifically for Malaysian investors.

1. Bitcoin’s Latest Developments: What’s Driving the Surge?

Bitcoin’s price fluctuations are nothing new, but the recent rally has been fueled by several key factors:

✔ Bitcoin ETFs Gaining Global Adoption
The approval of Bitcoin Exchange-Traded Funds (ETFs) in the U.S. and other countries has made it easier for institutional investors to buy Bitcoin. This has led to increased demand and price appreciation.

✔ Bitcoin Halving in 2024
Bitcoin’s next halving event (where miner rewards are reduced) took place in April 2024, cutting the new Bitcoin supply in half. Historically, this has led to a price surge in the following months.

✔ Growing Corporate Adoption
Companies like Tesla, MicroStrategy have started accumulating Bitcoin as part of their balance sheets. This legitimizes Bitcoin as a store of value.

✔ Malaysian Regulations Becoming More Favorable
The Securities Commission Malaysia (SC) has regulated cryptocurrency exchanges like Luno, making it easier and safer for Malaysians to buy, sell, and hold Bitcoin.

2. Is Bitcoin a Good Investment for Malaysians?

Bitcoin is often compared to gold, as both are scarce and act as a hedge against inflation. But does Bitcoin make sense as part of a Malaysian investor’s portfolio?

✅ Hedge Against Inflation: With Malaysia’s inflation rates fluctuating, Bitcoin offers a decentralized store of value.

✅ Portfolio Diversification: Bitcoin’s low correlation with traditional assets makes it an excellent way to diversify investments.

✅ Potential for High Returns: Bitcoin has historically outperformed many asset classes, with an average annualized return of over 200% in the last decade.

However, there are risks, too:

❌ High Volatility: Bitcoin’s price can fluctuate by double-digit percentages in a single day.

❌ Regulatory Uncertainty: While Malaysia’s stance on crypto is clear, other governments could impose stricter regulations in the future.

❌ Security Risks: Holding Bitcoin requires strong security measures to prevent hacking or loss of private keys.

3. How Malaysians Can Invest in Bitcoin

If you’re interested in Bitcoin, here are some ways you can invest safely in Malaysia:

1️⃣ Regulated Crypto Exchanges – Platforms like Luno are registered with the Securities Commission Malaysia, ensuring a secure way to buy and sell Bitcoin.

2️⃣ Bitcoin ETFs – While not yet available in Malaysia, international ETFs provide indirect exposure to Bitcoin without the need to hold the asset yourself.

3️⃣ P2P Trading & OTC Desks – Peer-to-peer (P2P) platforms offer alternative ways to buy Bitcoin, often with lower fees.

4. Bitcoin and Malaysia’s Financial Future

Bitcoin adoption in Malaysia is growing. Local fintech startups are exploring blockchain solutions, and more merchants are accepting Bitcoin as a form of payment. If this trend continues, we could see Bitcoin play a bigger role in the country’s financial landscape.

While Bitcoin remains speculative, it offers an exciting opportunity for Malaysian investors who understand the risks and rewards. Whether you're investing for retirement, portfolio diversification, or long-term wealth building, Bitcoin can be an asset worth considering.

Get Started with Bitcoin – Bonus for New Investors!

If you’re looking to start your Bitcoin investment journey, sign up on Luno using my promo code and get free Bitcoin upon your first deposit!

If you haven’t signed up for Luno yet, now’s the perfect time! New users can claim RM75 in free Bitcoin after their first trade of at least RM250.

What makes this bonus so special? That RM75 is 30% of your initial investment 🤯—a significant boost to start your crypto journey. It’s not just an incentive but a solid introduction to how much potential crypto investing can have!

Here’s how you can claim your bonus:

1. Download the Luno app from the App Store or Google Play.
2. Complete your account verification.
3. Enter my referral code: 4FARC8.
4. Deposit at least RM250 and make your first trade.
5. Enjoy RM75 in Bitcoin, credited to your account!

Disclaimer: This is not financial advice. Investing in Bitcoin involves risk, and you should always conduct your own research before making investment decisions